Consolidating calculator

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This calculator will add a file, known as a local shared object or a Flash cookie, to your computer.*Disclaimer: Please note that the calculation results are estimates based on our most up-to-date information sourced from lenders’ publicly stated methodology and first-hand accounts. The results do not include special offers, such as cash back incentives, or any discharge, registration, reinvestment or transfer fees you may also incur.For an exact penalty calculation, contact your lender directly.In order to determine if you can consolidate debt into your mortgage, you start by determining how much available equity you have.In Canada, this is determined by taking 80% of your home’s value and subtracting any existing mortgage balance.Debt consolidation allows people who are struggling with their finances to group their obligations into a single payment.

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